432 SEBRING CIR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $299,428 and $388,633, with a best estimate of $303,014. That places the property below the H415421C - COTTONWOOD CREEK median of $345,428, in a neighborhood that appreciated 95.9% over the past year.
Estimated Value Range
$303,014
$344,991
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H415421C - COTTONWOOD CREEK, this home's estimated market value is between $299,428 and $388,633. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$72,896 for 370 sqft less living space and +$2,004 for being newer. Net adjustment: -$70,892.
Adjusted -$72,896 for 370 sqft less living space and +$2,004 for being newer. Net adjustment: -$70,892.
Adjusted +$61,469 for 312 sqft more living space. Net adjustment: +$61,469.
Adjusted -$72,896 for 370 sqft less living space. Net adjustment: -$72,896.
Adjusted -$72,896 for 370 sqft less living space. Net adjustment: -$72,896.
The Neighborhood
This home is in line with the H415421C - COTTONWOOD CREEK median of $345,428. The neighborhood appreciated 95.9% over the past year.
H415421C - COTTONWOOD CREEK
typicalThis home is -0.1% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,461 across all districts. With a homestead exemption claimed, that drops to $5,710 — saving $1,751 per year. That's $476 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,158 |
| Hutto | City | 0.3859% | $1,331 |
| Williamson County | County | 0.3694% | $1,275 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $345 |
| Williamson County FM/Rd | County | 0.0443% | $153 |
| EWC Higher Ed Center | special | 0.0409% | $141 |
| Lower Brushy Creek WCID | Water | 0.0169% | $58 |
| Cottonwood Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,461 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $303,014 would pay approximately $1,891 per month (principal and interest only, excluding taxes and insurance).