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609 CONCHO RIVER DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed2 bath1,684 sqftBuilt 2021

Property at a Glance

This home is estimated between $292,974 and $317,009, with a best estimate of $299,522. That places the property below the H315322C - Southgate median of $352,834, in a neighborhood that declined 3.8% over the past year.

Estimated Value Range

$292,974 $317,009
Best Estimate
$299,522
WCAD Value
$325,958
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H315322C - Southgate, this home's estimated market value is between $292,974 and $317,009. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

601 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,976 sqft Built 2022
Raw Value $355,942
Adjusted Value $292,974

Adjusted -$53,312 for 292 sqft less living space and -$9,656 for being older. Net adjustment: -$62,968.

620 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,976 sqft Built 2021
Raw Value $352,834
Adjusted Value $299,522

Adjusted -$53,312 for 292 sqft less living space. Net adjustment: -$53,312.

401 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,909 sqft Built 2024
Raw Value $387,058
Adjusted Value $317,009

Adjusted -$41,080 for 225 sqft less living space and -$28,969 for being older. Net adjustment: -$70,049.

608 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,000 sqft Built 2021
Raw Value $358,537
Adjusted Value $300,843

Adjusted -$57,694 for 316 sqft less living space. Net adjustment: -$57,694.

615 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,000 sqft Built 2021
Raw Value $352,877
Adjusted Value $295,183

Adjusted -$57,694 for 316 sqft less living space. Net adjustment: -$57,694.

The Neighborhood

This home is valued 7.6% below the H315322C - Southgate median of $352,834. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.8% over the past year.

H315322C - Southgate

typical
267 Properties
$352,834 Median Value
-3.8% YoY Change
0% Have Pool
100% Have Garage
This Home
$325,958
Median
$352,834

This home is -7.6% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,050 across all districts. With a homestead exemption claimed, that drops to $5,302 — saving $1,748 per year. That's $442 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$3,928
HuttoCity0.3859%$1,258
Williamson CountyCounty0.3694%$1,204
Williamson County ESD #3 - HuttoESD0.1000%$326
Williamson County FM/RdCounty0.0443%$144
EWC Higher Ed Centerspecial0.0409%$133
Upper Brushy Creek WCIDWater0.0170%$55
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$7,050

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $299,522 would pay approximately $1,870 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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