128 FINSTOWN ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $363,344 and $503,455, with a best estimate of $453,367. That places the property above the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276, in a neighborhood that declined 3.4% over the past year.
Estimated Value Range
$453,367
$423,194
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $363,344 and $503,455. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$46,690 for 235 sqft less living space and -$2,080 for being older. Net adjustment: -$48,770.
Adjusted +$38,743 for 195 sqft more living space and +$1,560 for being newer. Net adjustment: +$40,303.
Adjusted +$50,863 for 256 sqft more living space. Net adjustment: +$50,863.
Adjusted +$32,187 for 162 sqft more living space and -$2,600 for being older. Net adjustment: +$29,587.
Adjusted +$93,778 for 472 sqft more living space. Net adjustment: +$93,778.
The Neighborhood
This home is valued 3.0% below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.4% over the past year.
H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson
typicalThis home is -3.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $11,324 across all districts. With a homestead exemption claimed, that drops to $9,559 — saving $1,765 per year. That's $797 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,100 |
| Williamson County MUD #22 | MUD | 0.8990% | $3,805 |
| Williamson County | County | 0.3694% | $1,563 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $423 |
| Williamson County FM/Rd | County | 0.0443% | $188 |
| EWC Higher Ed Center | special | 0.0409% | $173 |
| Upper Brushy Creek WCID | Water | 0.0170% | $72 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.6758% | $11,324 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $453,367 would pay approximately $2,830 per month (principal and interest only, excluding taxes and insurance).