231 JAMES RIVER DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $296,948 and $396,811, with a best estimate of $311,226. That places the property below the H315322C - Southgate median of $352,834, in a neighborhood that declined 3.8% over the past year.
Estimated Value Range
$311,226
$399,033
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H315322C - Southgate, this home's estimated market value is between $296,948 and $396,811. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$38,341 for 210 sqft less living space. Net adjustment: -$38,341.
Adjusted -$67,553 for 370 sqft less living space. Net adjustment: -$67,553.
Adjusted -$39,437 for 216 sqft less living space and -$9,656 for being older. Net adjustment: -$49,093.
Adjusted +$1,826 for 10 sqft more living space. Net adjustment: +$1,826.
Adjusted -$39,254 for 215 sqft less living space. Net adjustment: -$39,254.
The Neighborhood
This home is valued 13.1% above the H315322C - Southgate median of $352,834. With 267 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.8% over the past year.
H315322C - Southgate
typicalThis home is +13.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,630 across all districts. With a homestead exemption claimed, that drops to $6,869 — saving $1,761 per year. That's $572 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,809 |
| Hutto | City | 0.3859% | $1,540 |
| Williamson County | County | 0.3694% | $1,474 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $399 |
| Williamson County FM/Rd | County | 0.0443% | $177 |
| EWC Higher Ed Center | special | 0.0409% | $163 |
| Upper Brushy Creek WCID | Water | 0.0170% | $68 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,630 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $311,226 would pay approximately $1,943 per month (principal and interest only, excluding taxes and insurance).