651 619 SPUR, ELGIN, TX 78621
ELGIN, 78621 — williamson County
Property at a Glance
This home is estimated between $-280,218 and $133,942, with a best estimate of $-19,711. That places the property below the X006330I - THRALL ISD NON-CITY median of $447,610, in a neighborhood that appreciated 2.2% over the past year.
Estimated Value Range
$-19,711
$53,803
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in X006330I - THRALL ISD NON-CITY, this home's estimated market value is between $-280,218 and $133,942. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$108,458 for 440 sqft less living space and -$38,078 for being older. Net adjustment: -$146,536.
Adjusted -$137,052 for 556 sqft less living space and -$45,694 for being older and -$134,735 for no garage. Net adjustment: -$317,481.
Adjusted -$154,306 for 626 sqft less living space and -$68,541 for being older and -$134,735 for no garage. Net adjustment: -$357,582.
Adjusted -$280,019 for 1,136 sqft less living space and -$19,039 for being older and -$134,735 for no garage. Net adjustment: -$433,793.
Adjusted -$262,272 for 1,064 sqft less living space and -$133,274 for being older. Net adjustment: -$395,546.
The Neighborhood
This home is valued 88.0% below the X006330I - THRALL ISD NON-CITY median of $447,610. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 2.2% over the past year.
X006330I - THRALL ISD NON-CITY
outlier lowThis home is -88.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $927 across all districts. With a homestead exemption claimed, that drops to $258 — saving $669 per year. That's $22 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Thrall ISD | School | 1.2096% | $651 |
| Williamson County | County | 0.3694% | $199 |
| Williamson County ESD #10 - Coupland | ESD | 0.1000% | $54 |
| Williamson County FM/Rd | County | 0.0443% | $24 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.7234% | $927 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $-19,711 would pay approximately $-123 per month (principal and interest only, excluding taxes and insurance).