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305 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath2,029 sqftBuilt 2019

Property at a Glance

This home is estimated between $367,567 and $583,857, with a best estimate of $436,435. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$367,567 $583,857
Best Estimate
$436,435
WCAD Value
$430,465
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $367,567 and $583,857. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

309 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 3 bath 2,596 sqft Built 2015
Raw Value $510,006
Adjusted Value $367,567

Adjusted -$120,734 for 567 sqft less living space and -$21,705 for being older. Net adjustment: -$142,439.

237 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,081 sqft Built 2020
Raw Value $589,504
Adjusted Value $583,857

Adjusted -$11,073 for 52 sqft less living space and +$5,426 for being newer. Net adjustment: -$5,647.

304 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,952 sqft Built 2018
Raw Value $425,465
Adjusted Value $436,435

Adjusted +$16,396 for 77 sqft more living space and -$5,426 for being older. Net adjustment: +$10,970.

308 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,110 sqft Built 2016
Raw Value $438,009
Adjusted Value $404,482

Adjusted -$17,248 for 81 sqft less living space and -$16,279 for being older. Net adjustment: -$33,527.

101 CIBOLO RIDGE DR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 3 bath 2,290 sqft Built 2015
Raw Value $592,015
Adjusted Value $514,734

Adjusted -$55,576 for 261 sqft less living space and -$21,705 for being older. Net adjustment: -$77,281.

The Neighborhood

This home is valued 14.2% below the G172613B - WATER OAK NORTH median of $501,966. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

typical
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$430,465
Median
$501,966

This home is -14.2% below the subdivision median.

Tax Analysis

The estimated annual property tax is $10,656 across all districts. With a homestead exemption claimed, that drops to $9,106 — saving $1,550 per year. That's $759 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,522
Williamson County MUD #25MUD0.9200%$3,960
Williamson CountyCounty0.3694%$1,590
Williamson County ESD #8 - GeorgetownESD0.0912%$393
Williamson County FM/RdCounty0.0443%$191
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$10,656

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $436,435 would pay approximately $2,724 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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