405 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $281,918 and $438,841, with a best estimate of $294,561. That places the property below the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$294,561
$426,349
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $281,918 and $438,841. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$71,952 for 399 sqft less living space. Net adjustment: -$71,952.
Adjusted +$6,131 for 34 sqft more living space and -$3,480 for being older. Net adjustment: +$2,651.
Adjusted +$5,410 for 30 sqft more living space. Net adjustment: +$5,410.
Adjusted -$53,919 for 299 sqft less living space and +$3,480 for being newer. Net adjustment: -$50,439.
Adjusted -$66,362 for 368 sqft less living space. Net adjustment: -$66,362.
The Neighborhood
This home is valued 8.6% above the H120406G - EMORY FARMS median of $392,662. With 329 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
typicalThis home is +8.6% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,221 across all districts. With a homestead exemption claimed, that drops to $7,455 — saving $1,766 per year. That's $621 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,138 |
| Hutto | City | 0.3859% | $1,645 |
| Williamson County | County | 0.3694% | $1,575 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $426 |
| Williamson County FM/Rd | County | 0.0443% | $189 |
| EWC Higher Ed Center | special | 0.0409% | $174 |
| Upper Brushy Creek WCID | Water | 0.0170% | $72 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $9,221 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $294,561 would pay approximately $1,839 per month (principal and interest only, excluding taxes and insurance).