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405 RIO GRANDE AVE, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath2,274 sqftBuilt 2002

Property at a Glance

This home is estimated between $474,727 and $558,718, with a best estimate of $536,252. That places the property above the H201502F - River Crossing Phase 1 median of $446,561, in a neighborhood that appreciated 8.2% over the past year.

Estimated Value Range

$474,727 $558,718
Best Estimate
$536,252
WCAD Value
$480,321
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H201502F - River Crossing Phase 1, this home's estimated market value is between $474,727 and $558,718. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

309 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,721 sqft Built 2000
Raw Value $396,478
Adjusted Value $536,252

Adjusted +$121,642 for 553 sqft more living space and +$18,132 for being newer. Net adjustment: +$139,774.

416 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,987 sqft Built 2002
Raw Value $411,596
Adjusted Value $474,727

Adjusted +$63,131 for 287 sqft more living space. Net adjustment: +$63,131.

315 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,857 sqft Built 2000
Raw Value $448,860
Adjusted Value $558,718

Adjusted +$91,726 for 417 sqft more living space and +$18,132 for being newer. Net adjustment: +$109,858.

403 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,994 sqft Built 2002
Raw Value $445,438
Adjusted Value $507,029

Adjusted +$61,591 for 280 sqft more living space. Net adjustment: +$61,591.

308 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,514 sqft Built 2000
Raw Value $371,774
Adjusted Value $557,081

Adjusted +$167,175 for 760 sqft more living space and +$18,132 for being newer. Net adjustment: +$185,307.

The Neighborhood

This home is valued 7.6% above the H201502F - River Crossing Phase 1 median of $446,561. With 152 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 8.2% over the past year.

H201502F - River Crossing Phase 1

typical
152 Properties
$446,561 Median Value
+8.2% YoY Change
3% Have Pool
99% Have Garage
This Home
$480,321
Median
$446,561

This home is +7.6% above the subdivision median.

Tax Analysis

The estimated annual property tax is $8,049 across all districts. With a homestead exemption claimed, that drops to $6,278 — saving $1,771 per year. That's $523 per month a buyer should budget. The assessed value increased +16.6% vs the subdivision average of +8.2%. This above-average increase gives a protest opportunity score of 82 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$5,459
Williamson CountyCounty0.3694%$1,674
Williamson County ESD #3 - HuttoESD0.1000%$453
Williamson County FM/RdCounty0.0443%$201
EWC Higher Ed Centerspecial0.0409%$185
Lower Brushy Creek WCIDWater0.0169%$77
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$8,049
82 / 100

There may be a strong case to protest this appraisal.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $536,252 would pay approximately $3,347 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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