109 FINSTOWN ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $393,269 and $479,961, with a best estimate of $423,850. That places the property below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276, in a neighborhood that declined 3.4% over the past year.
Estimated Value Range
$423,850
$425,221
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $393,269 and $479,961. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$19,471 for 98 sqft less living space. Net adjustment: -$19,471.
Adjusted +$8,742 for 44 sqft more living space and -$1,560 for being older. Net adjustment: +$7,182.
Adjusted -$1,192 for 6 sqft less living space and -$2,600 for being older. Net adjustment: -$3,792.
Adjusted +$199 for 1 sqft more living space and -$1,040 for being older. Net adjustment: -$841.
Adjusted -$1,560 for being older. Net adjustment: -$1,560.
The Neighborhood
This home is valued 2.5% below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.4% over the past year.
H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson
typicalThis home is -2.5% below the subdivision median.
Tax Analysis
The estimated annual property tax is $11,378 across all districts. With a homestead exemption claimed, that drops to $9,612 — saving $1,766 per year. That's $801 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,125 |
| Williamson County MUD #22 | MUD | 0.8990% | $3,823 |
| Williamson County | County | 0.3694% | $1,571 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $425 |
| Williamson County FM/Rd | County | 0.0443% | $188 |
| EWC Higher Ed Center | special | 0.0409% | $174 |
| Upper Brushy Creek WCID | Water | 0.0170% | $72 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.6758% | $11,378 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $423,850 would pay approximately $2,646 per month (principal and interest only, excluding taxes and insurance).