120 STEPHEN LN, GEORGETOWN, TX 78626
GEORGETOWN, 78626 — williamson County
Property at a Glance
This home is estimated between $304,071 and $448,582, with a best estimate of $318,973. That places the property above the G412400H - Katy Crossing - SFR median of $316,216, in a neighborhood that declined 4.5% over the past year.
Estimated Value Range
$318,973
$309,124
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G412400H - Katy Crossing - SFR, this home's estimated market value is between $304,071 and $448,582. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$25,134 for 120 sqft less living space. Net adjustment: -$25,134.
Adjusted +$3,770 for 18 sqft more living space and +$6,318 for being newer. Net adjustment: +$10,088.
Adjusted +$98,652 for 471 sqft more living space. Net adjustment: +$98,652.
Adjusted -$59,694 for 285 sqft less living space and +$6,318 for being newer. Net adjustment: -$53,376.
Adjusted +$4,817 for 23 sqft more living space and +$6,318 for being newer. Net adjustment: +$11,135.
The Neighborhood
This home is valued 2.2% below the G412400H - Katy Crossing - SFR median of $316,216. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.5% over the past year.
G412400H - Katy Crossing - SFR
typicalThis home is -2.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,618 across all districts. With a homestead exemption claimed, that drops to $4,035 — saving $1,583 per year. That's $336 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,248 |
| Williamson County | County | 0.3694% | $1,142 |
| Georgetown | City | 0.3530% | $1,091 |
| Williamson County FM/Rd | County | 0.0443% | $137 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $5,618 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $318,973 would pay approximately $1,991 per month (principal and interest only, excluding taxes and insurance).