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407 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath1,831 sqftBuilt 1996

Property at a Glance

This home is estimated between $403,342 and $806,597, with a best estimate of $748,824. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$403,342 $806,597
Best Estimate
$748,824
WCAD Value
$655,693
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $403,342 and $806,597. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

501 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,575 sqft Built 1996
Raw Value $526,230
Adjusted Value $691,859

Adjusted +$69,085 for 256 sqft more living space and +$96,544 for having a pool. Net adjustment: +$165,629.

403 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,614 sqft Built 1995
Raw Value $588,996
Adjusted Value $748,824

Adjusted +$58,560 for 217 sqft more living space and +$4,724 for being newer and +$96,544 for having a pool. Net adjustment: +$159,828.

503 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 2,704 sqft Built 1995
Raw Value $537,663
Adjusted Value $403,342

Adjusted -$235,589 for 873 sqft less living space and +$4,724 for being newer and +$96,544 for having a pool. Net adjustment: -$134,321.

406 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,212 sqft Built 2000
Raw Value $561,904
Adjusted Value $806,597

Adjusted +$167,044 for 619 sqft more living space and -$18,895 for being older and +$96,544 for having a pool. Net adjustment: +$244,693.

402 RIVER DOWN RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 2 bath 1,505 sqft Built 1997
Raw Value $602,441
Adjusted Value $782,236

Adjusted +$87,975 for 326 sqft more living space and -$4,724 for being older and +$96,544 for having a pool. Net adjustment: +$179,795.

The Neighborhood

This home is valued 31.8% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

above average
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$655,693
Median
$497,470

This home is +31.8% above the subdivision median.

Tax Analysis

The estimated annual property tax is $11,916 across all districts. With a homestead exemption claimed, that drops to $10,209 — saving $1,707 per year. That's $851 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,889
Williamson CountyCounty0.3694%$2,422
GeorgetownCity0.3530%$2,315
Williamson County FM/RdCounty0.0443%$291
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$11,916

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $748,824 would pay approximately $4,674 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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