109 WATERLILY WAY, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $303,570 and $464,463, with a best estimate of $424,770. That places the property above the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$424,770
$302,496
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $303,570 and $464,463. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$63,213 for 336 sqft more living space. Net adjustment: +$63,213.
Adjusted -$67,164 for 357 sqft less living space and -$1,750 for being older. Net adjustment: -$68,914.
Adjusted -$1,317 for 7 sqft less living space and +$7,001 for being newer. Net adjustment: +$5,684.
Adjusted +$66,976 for 356 sqft more living space and +$5,251 for being newer. Net adjustment: +$72,227.
Adjusted +$23,140 for 123 sqft more living space. Net adjustment: +$23,140.
The Neighborhood
This home is valued 3.6% below the H401403G - Creek Bend median of $313,646. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is -3.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,542 across all districts. With a homestead exemption claimed, that drops to $4,799 — saving $1,743 per year. That's $400 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,646 |
| Hutto | City | 0.3859% | $1,167 |
| Williamson County | County | 0.3694% | $1,118 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $302 |
| Williamson County FM/Rd | County | 0.0443% | $134 |
| EWC Higher Ed Center | special | 0.0409% | $124 |
| Lower Brushy Creek WCID | Water | 0.0169% | $51 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,542 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $424,770 would pay approximately $2,651 per month (principal and interest only, excluding taxes and insurance).