4006 GAINER CT, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $234,638 and $339,708, with a best estimate of $321,013. That places the property above the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$321,013
$310,503
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $234,638 and $339,708. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$4,429 for being newer. Net adjustment: +$4,429.
Adjusted -$5,771 for 30 sqft less living space and +$8,858 for being newer. Net adjustment: +$3,087.
Adjusted +$1,924 for 10 sqft more living space and +$8,858 for being newer. Net adjustment: +$10,782.
Adjusted -$5,386 for 28 sqft less living space and +$13,287 for being newer. Net adjustment: +$7,901.
Adjusted -$39,627 for 206 sqft less living space. Net adjustment: -$39,627.
The Neighborhood
This home is valued 1.2% above the H308403H - CENTRAL SOUTH OF 79 median of $306,864. With 1,570 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is +1.2% above the subdivision median.
Tax Analysis
The estimated annual property tax is $6,715 across all districts. With a homestead exemption claimed, that drops to $4,971 — saving $1,744 per year. That's $414 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,742 |
| Hutto | City | 0.3859% | $1,198 |
| Williamson County | County | 0.3694% | $1,147 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $311 |
| Williamson County FM/Rd | County | 0.0443% | $138 |
| EWC Higher Ed Center | special | 0.0409% | $127 |
| Upper Brushy Creek WCID | Water | 0.0170% | $53 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,715 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $321,013 would pay approximately $2,004 per month (principal and interest only, excluding taxes and insurance).