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645 COWBOY TRL, LIBERTY HILL, TX 78642

LIBERTY HILL, 78642 — williamson County

3 bed3 bath2,444 sqftBuilt 2015

Property at a Glance

This home is estimated between $668,854 and $1,174,610, with a best estimate of $677,292. That places the property above the I030D80G - NORTH HWY 29 median of $594,861, in a neighborhood that appreciated 3.1% over the past year.

Estimated Value Range

$668,854 $1,174,610
Best Estimate
$677,292
WCAD Value
$788,245
Low Confidence

Based on 5 comparable properties(1 in the same subdivision)

There are 5 comparable properties within range, but few are in I030D80G - NORTH HWY 29. The estimated range of $668,854 and $1,174,610 should be treated as a rough guide.

Comparable Properties (5)

611 COWBOY TRL, LIBERTY HILL, TX 78642
0.00 mi 100% similar Same subdivision
2 bed 2 bath 2,519 sqft Built 2021
Raw Value $971,245
Adjusted Value $930,220

Adjusted -$22,514 for 75 sqft less living space and -$18,511 for being older. Net adjustment: -$41,025.

3 bed 3 bath 2,530 sqft Built 2017
Raw Value $709,278
Adjusted Value $677,292

Adjusted -$25,816 for 86 sqft less living space and -$6,170 for being older. Net adjustment: -$31,986.

4 bed 3 bath 2,313 sqft Built 2021
Raw Value $1,153,797
Adjusted Value $1,174,610

Adjusted +$39,324 for 131 sqft more living space and -$18,511 for being older. Net adjustment: +$20,813.

3 bed 2 bath 2,275 sqft Built 2020
Raw Value $639,668
Adjusted Value $674,973

Adjusted +$50,731 for 169 sqft more living space and -$15,426 for being older. Net adjustment: +$35,305.

4 bed 3 bath 2,922 sqft Built 2018
Raw Value $821,596
Adjusted Value $668,854

Adjusted -$143,487 for 478 sqft less living space and -$9,255 for being older. Net adjustment: -$152,742.

The Neighborhood

This home is valued 32.5% above the I030D80G - NORTH HWY 29 median of $594,861. With 1,319 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 3.1% over the past year.

I030D80G - NORTH HWY 29

above average
1,319 Properties
$594,861 Median Value
+3.1% YoY Change
3% Have Pool
42% Have Garage
This Home
$788,245
Median
$594,861

This home is +32.5% above the subdivision median.

Tax Analysis

The estimated annual property tax is $13,614 across all districts. With a homestead exemption claimed, that drops to $11,734 — saving $1,880 per year. That's $978 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$9,766
Williamson CountyCounty0.3694%$2,912
Williamson County ESD #4 - Liberty HillESD0.0745%$587
Williamson County FM/RdCounty0.0443%$349
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7272%$13,614

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $677,292 would pay approximately $4,228 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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