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409 DERBY LN, GEORGETOWN, TX 78626

GEORGETOWN, 78626 — williamson County

4 bed2 bath1,500 sqftBuilt 1999

Property at a Glance

This home is estimated between $217,704 and $491,230, with a best estimate of $454,863. That places the property above the G540594E - Stonehedge Sec 1,2, & 3 median of $377,452, in a neighborhood that declined 9.4% over the past year.

Estimated Value Range

$217,704 $491,230
Best Estimate
$454,863
WCAD Value
$410,083
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G540594E - Stonehedge Sec 1,2, & 3, this home's estimated market value is between $217,704 and $491,230. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

411 DERBY LN, GEORGETOWN, TX 78626
0.01 mi 100% similar Same subdivision
4 bed 2 bath 1,731 sqft Built 1995
Raw Value $317,456
Adjusted Value $265,841

Adjusted -$61,773 for 231 sqft less living space and +$10,158 for being newer. Net adjustment: -$51,615.

407 DERBY LN, GEORGETOWN, TX 78626
0.01 mi 100% similar Same subdivision
4 bed 2 bath 1,341 sqft Built 1999
Raw Value $425,267
Adjusted Value $467,786

Adjusted +$42,519 for 159 sqft more living space. Net adjustment: +$42,519.

413 DERBY LN, GEORGETOWN, TX 78626
0.03 mi 100% similar Same subdivision
4 bed 2 bath 2,019 sqft Built 1995
Raw Value $346,334
Adjusted Value $217,704

Adjusted -$138,788 for 519 sqft less living space and +$10,158 for being newer. Net adjustment: -$128,630.

405 DERBY LN, GEORGETOWN, TX 78626
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,138 sqft Built 1999
Raw Value $394,426
Adjusted Value $491,230

Adjusted +$96,804 for 362 sqft more living space. Net adjustment: +$96,804.

408 AUTUMN TRL, GEORGETOWN, TX 78626
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,405 sqft Built 1998
Raw Value $426,920
Adjusted Value $454,863

Adjusted +$25,404 for 95 sqft more living space and +$2,539 for being newer. Net adjustment: +$27,943.

The Neighborhood

This home is valued 8.6% above the G540594E - Stonehedge Sec 1,2, & 3 median of $377,452. With 381 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 9.4% over the past year.

G540594E - Stonehedge Sec 1,2, & 3

typical
381 Properties
$377,452 Median Value
-9.4% YoY Change
1% Have Pool
98% Have Garage
This Home
$410,083
Median
$377,452

This home is +8.6% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,453 across all districts. With a homestead exemption claimed, that drops to $5,834 — saving $1,619 per year. That's $486 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,308
Williamson CountyCounty0.3694%$1,515
GeorgetownCity0.3530%$1,448
Williamson County FM/RdCounty0.0443%$182
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$7,453

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $454,863 would pay approximately $2,839 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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