405 CHARTER OAK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $191,196 and $331,977, with a best estimate of $299,031. That places the property below the H304519C - BROOKLANDS median of $341,459, in a neighborhood that appreciated 2.7% over the past year.
Estimated Value Range
$299,031
$323,578
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H304519C - BROOKLANDS, this home's estimated market value is between $191,196 and $331,977. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$1,994 for 9 sqft less living space. Net adjustment: -$1,994.
Adjusted -$28,131 for 127 sqft less living space and -$11,668 for no garage. Net adjustment: -$39,799.
Adjusted -$140,875 for 636 sqft less living space and -$1,548 for being older. Net adjustment: -$142,423.
Adjusted +$4,209 for 19 sqft more living space and -$11,668 for no garage. Net adjustment: -$7,459.
Adjusted -$36,326 for 164 sqft less living space and -$774 for being older. Net adjustment: -$37,100.
The Neighborhood
This home is valued 5.2% below the H304519C - BROOKLANDS median of $341,459. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 2.7% over the past year.
H304519C - BROOKLANDS
typicalThis home is -5.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,998 across all districts. With a homestead exemption claimed, that drops to $5,251 — saving $1,747 per year. That's $438 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,900 |
| Hutto | City | 0.3859% | $1,249 |
| Williamson County | County | 0.3694% | $1,195 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $324 |
| Williamson County FM/Rd | County | 0.0443% | $143 |
| EWC Higher Ed Center | special | 0.0409% | $132 |
| Upper Brushy Creek WCID | Water | 0.0170% | $55 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,998 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $299,031 would pay approximately $1,867 per month (principal and interest only, excluding taxes and insurance).