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312 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,625 sqftBuilt 2016

Property at a Glance

This home is estimated between $498,359 and $697,049, with a best estimate of $547,670. That places the property above the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$498,359 $697,049
Best Estimate
$547,670
WCAD Value
$488,372
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $498,359 and $697,049. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

316 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,990 sqft Built 2018
Raw Value $550,983
Adjusted Value $697,049

Adjusted +$135,213 for 635 sqft more living space and +$10,853 for being newer. Net adjustment: +$146,066.

308 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,110 sqft Built 2016
Raw Value $438,009
Adjusted Value $547,670

Adjusted +$109,661 for 515 sqft more living space. Net adjustment: +$109,661.

304 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,952 sqft Built 2018
Raw Value $425,465
Adjusted Value $579,623

Adjusted +$143,305 for 673 sqft more living space and +$10,853 for being newer. Net adjustment: +$154,158.

324 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 2,580 sqft Built 2016
Raw Value $488,777
Adjusted Value $498,359

Adjusted +$9,582 for 45 sqft more living space. Net adjustment: +$9,582.

300 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,580 sqft Built 2016
Raw Value $488,777
Adjusted Value $498,359

Adjusted +$9,582 for 45 sqft more living space. Net adjustment: +$9,582.

The Neighborhood

This home is valued 2.7% below the G172613B - WATER OAK NORTH median of $501,966. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

typical
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$488,372
Median
$501,966

This home is -2.7% below the subdivision median.

Tax Analysis

The estimated annual property tax is $12,090 across all districts. With a homestead exemption claimed, that drops to $10,529 — saving $1,561 per year. That's $877 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,131
Williamson County MUD #25MUD0.9200%$4,493
Williamson CountyCounty0.3694%$1,804
Williamson County ESD #8 - GeorgetownESD0.0912%$445
Williamson County FM/RdCounty0.0443%$216
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$12,090

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $547,670 would pay approximately $3,419 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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