304 RIDGEWOOD DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $379,087 and $478,777, with a best estimate of $432,847. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$432,847
$400,292
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $379,087 and $478,777. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$5,240 for 25 sqft less living space. Net adjustment: -$5,240.
Adjusted +$68,744 for 328 sqft more living space. Net adjustment: +$68,744.
Adjusted +$78,594 for 375 sqft more living space and -$2,419 for being older. Net adjustment: +$76,175.
Adjusted +$43,384 for 207 sqft more living space. Net adjustment: +$43,384.
Adjusted +$41,707 for 199 sqft more living space and -$1,210 for being older. Net adjustment: +$40,497.
The Neighborhood
This home is valued 6.1% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +6.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,275 across all districts. With a homestead exemption claimed, that drops to $5,659 — saving $1,616 per year. That's $472 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,205 |
| Williamson County | County | 0.3694% | $1,479 |
| Georgetown | City | 0.3530% | $1,413 |
| Williamson County FM/Rd | County | 0.0443% | $177 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,275 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $432,847 would pay approximately $2,702 per month (principal and interest only, excluding taxes and insurance).