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400 RIO GRANDE AVE, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed2 bath1,835 sqftBuilt 2002

Property at a Glance

This home is estimated between $378,161 and $462,153, with a best estimate of $439,686. That places the property below the H201502F - River Crossing Phase 1 median of $446,561, in a neighborhood that appreciated 8.2% over the past year.

Estimated Value Range

$378,161 $462,153
Best Estimate
$439,686
WCAD Value
$459,534
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H201502F - River Crossing Phase 1, this home's estimated market value is between $378,161 and $462,153. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

309 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,721 sqft Built 2000
Raw Value $396,478
Adjusted Value $439,686

Adjusted +$25,076 for 114 sqft more living space and +$18,132 for being newer. Net adjustment: +$43,208.

416 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,987 sqft Built 2002
Raw Value $411,596
Adjusted Value $378,161

Adjusted -$33,435 for 152 sqft less living space. Net adjustment: -$33,435.

315 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,857 sqft Built 2000
Raw Value $448,860
Adjusted Value $462,153

Adjusted -$4,839 for 22 sqft less living space and +$18,132 for being newer. Net adjustment: +$13,293.

403 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,994 sqft Built 2002
Raw Value $445,438
Adjusted Value $410,463

Adjusted -$34,975 for 159 sqft less living space. Net adjustment: -$34,975.

308 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,514 sqft Built 2000
Raw Value $371,774
Adjusted Value $460,515

Adjusted +$70,609 for 321 sqft more living space and +$18,132 for being newer. Net adjustment: +$88,741.

The Neighborhood

This home is valued 2.9% above the H201502F - River Crossing Phase 1 median of $446,561. With 152 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 8.2% over the past year.

H201502F - River Crossing Phase 1

typical
152 Properties
$446,561 Median Value
+8.2% YoY Change
3% Have Pool
99% Have Garage
This Home
$459,534
Median
$446,561

This home is +2.9% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,728 across all districts. With a homestead exemption claimed, that drops to $5,960 — saving $1,768 per year. That's $497 per month a buyer should budget. The assessed value increased +16.2% vs the subdivision average of +8.2%. This above-average increase gives a protest opportunity score of 80 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$5,242
Williamson CountyCounty0.3694%$1,607
Williamson County ESD #3 - HuttoESD0.1000%$435
Williamson County FM/RdCounty0.0443%$193
EWC Higher Ed Centerspecial0.0409%$178
Lower Brushy Creek WCIDWater0.0169%$74
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$7,728
80 / 100

There may be a strong case to protest this appraisal.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $439,686 would pay approximately $2,745 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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