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313 WHITESTONE DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,858 sqftBuilt 1981

Property at a Glance

This home is estimated between $162,762 and $508,186, with a best estimate of $455,067. That places the property below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832, in a neighborhood that declined 8.5% over the past year.

Estimated Value Range

$162,762 $508,186
Best Estimate
$455,067
WCAD Value
$474,893
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest, this home's estimated market value is between $162,762 and $508,186. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

312 WHITESTONE DR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,716 sqft Built 1977
Raw Value $394,510
Adjusted Value $459,106

Adjusted +$36,645 for 142 sqft more living space and +$27,951 for being newer. Net adjustment: +$64,596.

315 HARMONY LN, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,816 sqft Built 1981
Raw Value $475,015
Adjusted Value $508,186

Adjusted +$10,839 for 42 sqft more living space and +$22,332 for having a garage. Net adjustment: +$33,171.

317 HARMONY LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 2,305 sqft Built 1981
Raw Value $498,997
Adjusted Value $405,974

Adjusted -$115,355 for 447 sqft less living space and +$22,332 for having a garage. Net adjustment: -$93,023.

300 HARMONY LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 1,990 sqft Built 1981
Raw Value $392,242
Adjusted Value $162,762

Adjusted -$34,064 for 132 sqft less living space and -$195,416 for no pool. Net adjustment: -$229,480.

313 HARMONY LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 1,648 sqft Built 1981
Raw Value $400,874
Adjusted Value $455,067

Adjusted +$54,193 for 210 sqft more living space. Net adjustment: +$54,193.

The Neighborhood

This home is valued 13.3% below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 8.5% over the past year.

G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest

typical
234 Properties
$547,832 Median Value
-8.5% YoY Change
4% Have Pool
73% Have Garage
This Home
$474,893
Median
$547,832

This home is -13.3% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,387 across all districts. With a homestead exemption claimed, that drops to $5,829 — saving $1,558 per year. That's $486 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,989
Williamson CountyCounty0.3694%$1,754
Williamson County ESD #8 - GeorgetownESD0.0912%$433
Williamson County FM/RdCounty0.0443%$211
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$7,387

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $455,067 would pay approximately $2,841 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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