4005 GAINER CT, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $329,400 and $468,941, with a best estimate of $364,326. That places the property above the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$364,326
$311,896
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $329,400 and $468,941. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$48,283 for 251 sqft more living space and +$8,858 for being newer. Net adjustment: +$57,141.
Adjusted +$147,928 for 769 sqft more living space and +$4,429 for being newer. Net adjustment: +$152,357.
Adjusted +$108,301 for 563 sqft more living space. Net adjustment: +$108,301.
Adjusted -$4,617 for 24 sqft less living space and +$13,287 for being newer. Net adjustment: +$8,670.
Adjusted +$52,323 for 272 sqft more living space and +$13,287 for being newer. Net adjustment: +$65,610.
The Neighborhood
This home is valued 1.6% above the H308403H - CENTRAL SOUTH OF 79 median of $306,864. With 1,570 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is +1.6% above the subdivision median.
Tax Analysis
The estimated annual property tax is $6,746 across all districts. With a homestead exemption claimed, that drops to $5,001 — saving $1,745 per year. That's $417 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,759 |
| Hutto | City | 0.3859% | $1,204 |
| Williamson County | County | 0.3694% | $1,152 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $312 |
| Williamson County FM/Rd | County | 0.0443% | $138 |
| EWC Higher Ed Center | special | 0.0409% | $127 |
| Upper Brushy Creek WCID | Water | 0.0170% | $53 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,746 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $364,326 would pay approximately $2,274 per month (principal and interest only, excluding taxes and insurance).