109 TOBY TRL, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $174,093 and $307,921, with a best estimate of $299,336. That places the property below the H312398D - LAKESIDE ESTATES median of $300,663, in a neighborhood that declined 7.8% over the past year.
Estimated Value Range
$299,336
$335,939
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H312398D - LAKESIDE ESTATES, this home's estimated market value is between $174,093 and $307,921. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$48,599 for 251 sqft less living space. Net adjustment: -$48,599.
This comparable closely matches the subject property's features.
Adjusted -$104,748 for 541 sqft less living space and +$768 for being newer. Net adjustment: -$103,980.
Adjusted -$54,407 for 281 sqft less living space. Net adjustment: -$54,407.
Adjusted -$30,398 for 157 sqft less living space. Net adjustment: -$30,398.
The Neighborhood
This home is valued 11.7% above the H312398D - LAKESIDE ESTATES median of $300,663. With 554 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 7.8% over the past year.
H312398D - LAKESIDE ESTATES
typicalThis home is +11.7% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,266 across all districts. With a homestead exemption claimed, that drops to $5,516 — saving $1,750 per year. That's $460 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,049 |
| Hutto | City | 0.3859% | $1,296 |
| Williamson County | County | 0.3694% | $1,241 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $336 |
| Williamson County FM/Rd | County | 0.0443% | $149 |
| EWC Higher Ed Center | special | 0.0409% | $137 |
| Upper Brushy Creek WCID | Water | 0.0170% | $57 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,266 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $299,336 would pay approximately $1,868 per month (principal and interest only, excluding taxes and insurance).