609 WATERWAY AVE, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $292,857 and $417,391, with a best estimate of $332,014. That places the property below the H415421C - COTTONWOOD CREEK median of $345,428, in a neighborhood that appreciated 95.9% over the past year.
Estimated Value Range
$332,014
$419,766
Based on 5 comparable properties(3 in the same subdivision)
Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $292,857 and $417,391. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$58,317 for 296 sqft less living space. Net adjustment: -$58,317.
Adjusted -$44,526 for 226 sqft less living space. Net adjustment: -$44,526.
Adjusted +$56,149 for 285 sqft more living space. Net adjustment: +$56,149.
Adjusted +$6,699 for 34 sqft more living space and -$6,013 for being older. Net adjustment: +$686.
Adjusted +$12,806 for 65 sqft more living space and -$6,013 for being older. Net adjustment: +$6,793.
The Neighborhood
This home is valued 21.5% above the H415421C - COTTONWOOD CREEK median of $345,428. With 721 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 95.9% over the past year.
H415421C - COTTONWOOD CREEK
above averageThis home is +21.5% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,078 across all districts. With a homestead exemption claimed, that drops to $7,314 — saving $1,764 per year. That's $610 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,059 |
| Hutto | City | 0.3859% | $1,620 |
| Williamson County | County | 0.3694% | $1,551 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $420 |
| Williamson County FM/Rd | County | 0.0443% | $186 |
| EWC Higher Ed Center | special | 0.0409% | $172 |
| Lower Brushy Creek WCID | Water | 0.0169% | $71 |
| Cottonwood Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $9,078 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $332,014 would pay approximately $2,072 per month (principal and interest only, excluding taxes and insurance).