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204 SPRING GARDEN DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath985 sqftBuilt 1987

Property at a Glance

This home is estimated between $238,536 and $316,046, with a best estimate of $292,950. That places the property below the H103491H - Garden Park Sec 1 median of $388,608, in a neighborhood that appreciated 2.6% over the past year.

Estimated Value Range

$238,536 $316,046
Best Estimate
$292,950
WCAD Value
$323,399
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H103491H - Garden Park Sec 1, this home's estimated market value is between $238,536 and $316,046. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

213 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,333 sqft Built 1985
Raw Value $393,355
Adjusted Value $304,352

Adjusted -$92,877 for 348 sqft less living space and +$3,874 for being newer. Net adjustment: -$89,003.

228 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,352 sqft Built 1984
Raw Value $408,183
Adjusted Value $316,046

Adjusted -$97,948 for 367 sqft less living space and +$5,811 for being newer. Net adjustment: -$92,137.

227 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,320 sqft Built 1984
Raw Value $366,421
Adjusted Value $282,825

Adjusted -$89,407 for 335 sqft less living space and +$5,811 for being newer. Net adjustment: -$83,596.

129 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,574 sqft Built 1985
Raw Value $446,273
Adjusted Value $292,950

Adjusted -$157,197 for 589 sqft less living space and +$3,874 for being newer. Net adjustment: -$153,323.

116 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 98% similar Same subdivision
2 bed 2 bath 1,421 sqft Built 1984
Raw Value $349,088
Adjusted Value $238,536

Adjusted -$116,363 for 436 sqft less living space and +$5,811 for being newer. Net adjustment: -$110,552.

The Neighborhood

This home is valued 16.8% below the H103491H - Garden Park Sec 1 median of $388,608. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 2.6% over the past year.

H103491H - Garden Park Sec 1

below average
123 Properties
$388,608 Median Value
+2.6% YoY Change
1% Have Pool
76% Have Garage
This Home
$323,399
Median
$388,608

This home is -16.8% below the subdivision median.

Tax Analysis

The estimated annual property tax is $5,346 across all districts. With a homestead exemption claimed, that drops to $3,603 — saving $1,743 per year. That's $300 per month a buyer should budget. The assessed value increased +10.0% vs the subdivision average of +2.6%. This above-average increase gives a protest opportunity score of 52 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$3,626
Williamson CountyCounty0.3694%$1,111
Williamson County ESD #3 - HuttoESD0.1000%$301
Williamson County FM/RdCounty0.0443%$133
EWC Higher Ed Centerspecial0.0409%$123
Upper Brushy Creek WCIDWater0.0170%$51
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$5,346
52 / 100

Moderate opportunity to protest.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $292,950 would pay approximately $1,829 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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