108 COTTONWOOD DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $198,940 and $365,534, with a best estimate of $251,366. That places the property below the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669, in a neighborhood that declined 6.6% over the past year.
Estimated Value Range
$251,366
$288,598
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H202499H - Clark's Crossing Sec 1,2,3, this home's estimated market value is between $198,940 and $365,534. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$6,276 for 32 sqft more living space. Net adjustment: +$6,276.
Adjusted -$16,278 for 83 sqft less living space and +$253 for being newer. Net adjustment: -$16,025.
Adjusted -$71,389 for 364 sqft less living space and +$169 for being newer. Net adjustment: -$71,220.
Adjusted -$83,352 for 425 sqft less living space and +$253 for being newer and +$60,193 for having a garage. Net adjustment: -$22,906.
Adjusted +$94,924 for 484 sqft more living space and +$169 for being newer. Net adjustment: +$95,093.
The Neighborhood
This home is valued 7.8% above the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669. With 187 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 6.6% over the past year.
H202499H - Clark's Crossing Sec 1,2,3
typicalThis home is +7.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $6,242 across all districts. With a homestead exemption claimed, that drops to $4,501 — saving $1,741 per year. That's $375 per month a buyer should budget. The assessed value increased +8.9% vs the subdivision average of -6.6%. This above-average increase gives a protest opportunity score of 55 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,478 |
| Hutto | City | 0.3859% | $1,114 |
| Williamson County | County | 0.3694% | $1,066 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $289 |
| Williamson County FM/Rd | County | 0.0443% | $128 |
| EWC Higher Ed Center | special | 0.0409% | $118 |
| Lower Brushy Creek WCID | Water | 0.0169% | $49 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,242 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $251,366 would pay approximately $1,569 per month (principal and interest only, excluding taxes and insurance).