118 FINLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $322,665 and $436,390, with a best estimate of $363,371. That places the property below the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.
Estimated Value Range
$363,371
$351,779
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $322,665 and $436,390. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$86,206 for 431 sqft less living space and +$9,784 for being newer. Net adjustment: -$76,422.
Adjusted -$400 for 2 sqft less living space and +$9,784 for being newer. Net adjustment: +$9,384.
Adjusted -$8,801 for 44 sqft less living space and +$19,568 for being newer. Net adjustment: +$10,767.
Adjusted -$86,406 for 432 sqft less living space and +$19,568 for being newer. Net adjustment: -$66,838.
Adjusted -$13,201 for 66 sqft less living space and +$19,568 for being newer. Net adjustment: +$6,367.
The Neighborhood
This home is valued 15.1% below the H108318D - Hutto Square Sec 5A median of $414,551. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.0% over the past year.
H108318D - Hutto Square Sec 5A
below averageThis home is -15.1% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,608 across all districts. With a homestead exemption claimed, that drops to $5,856 — saving $1,752 per year. That's $488 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,240 |
| Hutto | City | 0.3859% | $1,358 |
| Williamson County | County | 0.3694% | $1,300 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $352 |
| Williamson County FM/Rd | County | 0.0443% | $156 |
| EWC Higher Ed Center | special | 0.0409% | $144 |
| Upper Brushy Creek WCID | Water | 0.0170% | $60 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,608 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $363,371 would pay approximately $2,268 per month (principal and interest only, excluding taxes and insurance).