119 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $376,077 and $511,903, with a best estimate of $431,378. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$431,378
$418,959
Based on 5 comparable properties(3 in the same subdivision)
Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $376,077 and $511,903. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$47,576 for 227 sqft more living space. Net adjustment: +$47,576.
Adjusted +$14,252 for 68 sqft more living space. Net adjustment: +$14,252.
Adjusted -$68,953 for 329 sqft less living space. Net adjustment: -$68,953.
Adjusted +$107,726 for 514 sqft more living space. Net adjustment: +$107,726.
Adjusted -$22,845 for 109 sqft less living space. Net adjustment: -$22,845.
The Neighborhood
This home is valued 11.1% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +11.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,614 across all districts. With a homestead exemption claimed, that drops to $5,992 — saving $1,622 per year. That's $499 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,402 |
| Williamson County | County | 0.3694% | $1,548 |
| Georgetown | City | 0.3530% | $1,479 |
| Williamson County FM/Rd | County | 0.0443% | $186 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,614 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $431,378 would pay approximately $2,693 per month (principal and interest only, excluding taxes and insurance).