114 SPANISH OAK CIR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $314,940 and $473,391, with a best estimate of $353,623. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$353,623
$429,897
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $314,940 and $473,391. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$36,887 for 176 sqft less living space. Net adjustment: -$36,887.
Adjusted -$36,468 for 174 sqft less living space. Net adjustment: -$36,468.
Adjusted +$28,713 for 137 sqft more living space and +$2,822 for being newer. Net adjustment: +$31,535.
Adjusted -$57,007 for 272 sqft less living space. Net adjustment: -$57,007.
Adjusted +$32,486 for 155 sqft more living space and +$806 for being newer. Net adjustment: +$33,292.
The Neighborhood
This home is valued 14.0% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +14.0% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,107 across all districts. With a homestead exemption claimed, that drops to $5,495 — saving $1,612 per year. That's $458 per month a buyer should budget. The assessed value increased +20.9% vs the subdivision average of -0.4%. This above-average increase gives a protest opportunity score of 95 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,109 |
| Williamson County | County | 0.3694% | $1,445 |
| Georgetown | City | 0.3530% | $1,380 |
| Williamson County FM/Rd | County | 0.0443% | $173 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,107 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $353,623 would pay approximately $2,207 per month (principal and interest only, excluding taxes and insurance).