123 SPANISH OAK CIR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $374,672 and $446,072, with a best estimate of $415,295. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$415,295
$389,680
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $374,672 and $446,072. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$2,725 for 13 sqft more living space. Net adjustment: +$2,725.
Adjusted +$71,049 for 339 sqft more living space. Net adjustment: +$71,049.
Adjusted +$46,947 for 224 sqft more living space. Net adjustment: +$46,947.
Adjusted +$11,946 for 57 sqft more living space. Net adjustment: +$11,946.
Adjusted +$85,301 for 407 sqft more living space. Net adjustment: +$85,301.
The Neighborhood
This home is valued 3.3% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +3.3% above the subdivision median.
Tax Analysis
The estimated annual property tax is $6,997 across all districts. With a homestead exemption claimed, that drops to $5,387 — saving $1,610 per year. That's $449 per month a buyer should budget. The assessed value increased +11.3% vs the subdivision average of -0.4%. This above-average increase gives a protest opportunity score of 75 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,045 |
| Williamson County | County | 0.3694% | $1,422 |
| Georgetown | City | 0.3530% | $1,359 |
| Williamson County FM/Rd | County | 0.0443% | $171 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,997 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $415,295 would pay approximately $2,592 per month (principal and interest only, excluding taxes and insurance).