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1004 S ELM ST, GEORGETOWN, TX 78626

GEORGETOWN, 78626 — williamson County

3 bed1 bath1,876 sqftBuilt 1945

Property at a Glance

This home is estimated between $528,317 and $711,320, with a best estimate of $596,426. That places the property above the G652H - Old Town Gtown Class H1 & H2 median of $409,550, in a neighborhood that declined 18.5% over the past year.

Estimated Value Range

$528,317 $711,320
Best Estimate
$596,426
WCAD Value
$513,548
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G652H - Old Town Gtown Class H1 & H2, this home's estimated market value is between $528,317 and $711,320. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

402 E 10TH ST, GEORGETOWN, TX 78626
0.03 mi 100% similar Same subdivision
2 bed 1 bath 1,492 sqft Built 1945
Raw Value $398,880
Adjusted Value $618,590

Adjusted +$125,878 for 384 sqft more living space and +$93,832 for having a garage. Net adjustment: +$219,710.

1103 S ELM ST, GEORGETOWN, TX 78626
0.05 mi 100% similar Same subdivision
2 bed 1 bath 2,208 sqft Built 1940
Raw Value $614,404
Adjusted Value $596,426

Adjusted -$108,832 for 332 sqft less living space and -$2,978 for being older and +$93,832 for having a garage. Net adjustment: -$17,978.

405 E 10TH ST, GEORGETOWN, TX 78626
0.06 mi 100% similar Same subdivision
3 bed 1 bath 1,772 sqft Built 1920
Raw Value $529,309
Adjusted Value $528,317

Adjusted +$34,092 for 104 sqft more living space and -$14,892 for being older and -$114,024 for no pool and +$93,832 for having a garage. Net adjustment: -$992.

401 E 10TH ST, GEORGETOWN, TX 78626
0.05 mi 94% similar Same subdivision
3 bed 1,172 sqft Built 1940
Raw Value $389,690
Adjusted Value $711,320

Adjusted +$230,776 for 704 sqft more living space and -$2,978 for being older and +$93,832 for having a garage. Net adjustment: +$321,630.

1002 S ELM ST, GEORGETOWN, TX 78626
0.02 mi 94% similar Same subdivision
3 bed 2 bath 1,592 sqft Built 1940
Raw Value $504,382
Adjusted Value $574,309

Adjusted +$93,097 for 284 sqft more living space and -$2,978 for being older and -$114,024 for no pool and +$93,832 for having a garage. Net adjustment: +$69,927.

The Neighborhood

This home is valued 25.4% above the G652H - Old Town Gtown Class H1 & H2 median of $409,550. With 382 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 18.5% over the past year.

G652H - Old Town Gtown Class H1 & H2

above average
382 Properties
$409,550 Median Value
-18.5% YoY Change
5% Have Pool
11% Have Garage
This Home
$513,548
Median
$409,550

This home is +25.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,333 across all districts. With a homestead exemption claimed, that drops to $7,677 — saving $1,656 per year. That's $640 per month a buyer should budget. The assessed value increased -1.5% vs the subdivision average of -18.5%. This above-average increase gives a protest opportunity score of 50 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,395
Williamson CountyCounty0.3694%$1,897
GeorgetownCity0.3530%$1,813
Williamson County FM/RdCounty0.0443%$228
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$9,333
50 / 100

Moderate opportunity to protest.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $596,426 would pay approximately $3,723 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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