120 FINSTOWN ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $362,871 and $449,562, with a best estimate of $393,452. That places the property below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276, in a neighborhood that declined 3.4% over the past year.
Estimated Value Range
$393,452
$407,727
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $362,871 and $449,562. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$49,869 for 251 sqft less living space. Net adjustment: -$49,869.
Adjusted -$21,656 for 109 sqft less living space and -$1,560 for being older. Net adjustment: -$23,216.
Adjusted -$31,591 for 159 sqft less living space and -$2,600 for being older. Net adjustment: -$34,191.
Adjusted -$30,200 for 152 sqft less living space and -$1,040 for being older. Net adjustment: -$31,240.
Adjusted -$30,398 for 153 sqft less living space and -$1,560 for being older. Net adjustment: -$31,958.
The Neighborhood
This home is valued 6.5% below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.4% over the past year.
H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson
typicalThis home is -6.5% below the subdivision median.
Tax Analysis
The estimated annual property tax is $10,910 across all districts. With a homestead exemption claimed, that drops to $9,148 — saving $1,762 per year. That's $762 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,914 |
| Williamson County MUD #22 | MUD | 0.8990% | $3,665 |
| Williamson County | County | 0.3694% | $1,506 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $408 |
| Williamson County FM/Rd | County | 0.0443% | $181 |
| EWC Higher Ed Center | special | 0.0409% | $167 |
| Upper Brushy Creek WCID | Water | 0.0170% | $69 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.6758% | $10,910 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $393,452 would pay approximately $2,456 per month (principal and interest only, excluding taxes and insurance).