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3908 LONE OAK TRL, ROUND ROCK, TX 78681

ROUND ROCK, 78681 — williamson County

3 bed2 bath1,522 sqftBuilt 1981

Property at a Glance

This home is estimated between $275,962 and $616,188, with a best estimate of $396,356. That places the property below the R201578D - Great Oaks Sec 1, 1 (AMD), & 2 median of $714,415, in a neighborhood that declined 6.8% over the past year.

Estimated Value Range

$275,962 $616,188
Best Estimate
$396,356
WCAD Value
$652,675
Low Confidence

Based on 5 comparable properties(2 in the same subdivision)

There are 5 comparable properties within range, but few are in R201578D - Great Oaks Sec 1, 1 (AMD), & 2. The estimated range of $275,962 and $616,188 should be treated as a rough guide.

Comparable Properties (5)

4003 LONE OAK TRL, ROUND ROCK, TX 78681
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,647 sqft Built 1976
Raw Value $576,868
Adjusted Value $616,188

Adjusted -$38,720 for 125 sqft less living space and +$78,040 for being newer. Net adjustment: +$39,320.

3 bed 2 bath 1,555 sqft Built 1977
Raw Value $334,708
Adjusted Value $386,918

Adjusted -$10,222 for 33 sqft less living space and +$62,432 for being newer. Net adjustment: +$52,210.

3 bed 1,660 sqft Built 1978
Raw Value $271,885
Adjusted Value $275,962

Adjusted -$42,747 for 138 sqft less living space and +$46,824 for being newer. Net adjustment: +$4,077.

4001 LONE OAK TRL, ROUND ROCK, TX 78681
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,030 sqft Built 1979
Raw Value $542,422
Adjusted Value $416,280

Adjusted -$157,358 for 508 sqft less living space and +$31,216 for being newer. Net adjustment: -$126,142.

3 bed 2 bath 1,374 sqft Built 1977
Raw Value $288,080
Adjusted Value $396,356

Adjusted +$45,844 for 148 sqft more living space and +$62,432 for being newer. Net adjustment: +$108,276.

The Neighborhood

This home is valued 8.6% below the R201578D - Great Oaks Sec 1, 1 (AMD), & 2 median of $714,415. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 6.8% over the past year.

R201578D - Great Oaks Sec 1, 1 (AMD), & 2

typical
161 Properties
$714,415 Median Value
-6.8% YoY Change
5% Have Pool
74% Have Garage
This Home
$652,675
Median
$714,415

This home is -8.6% below the subdivision median.

Tax Analysis

The estimated annual property tax is $9,968 across all districts. With a homestead exemption claimed, that drops to $8,597 — saving $1,371 per year. That's $716 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Round Rock ISDSchool0.8931%$5,829
Williamson CountyCounty0.3694%$2,411
Austin Community Collegespecial0.1034%$675
Williamson County ESD #2 - Sam Bass VFDESD0.1000%$653
Williamson County FM/RdCounty0.0443%$289
Upper Brushy Creek WCIDWater0.0170%$111
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5273%$9,968

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $396,356 would pay approximately $2,474 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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