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2005 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath2,056 sqftBuilt 2021

Property at a Glance

This home is estimated between $385,248 and $649,610, with a best estimate of $447,996. That places the property below the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.

Estimated Value Range

$385,248 $649,610
Best Estimate
$447,996
WCAD Value
$592,223
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in I448514C - Oaks of San Gabriel, this home's estimated market value is between $385,248 and $649,610. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

2001 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 3 bath 2,333 sqft Built 2021
Raw Value $566,680
Adjusted Value $501,093

Adjusted -$65,587 for 277 sqft less living space. Net adjustment: -$65,587.

2009 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2,481 sqft Built 2020
Raw Value $538,571
Adjusted Value $447,996

Adjusted -$100,629 for 425 sqft less living space and +$10,054 for being newer. Net adjustment: -$90,575.

2101 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 2,102 sqft Built 2021
Raw Value $660,502
Adjusted Value $649,610

Adjusted -$10,892 for 46 sqft less living space. Net adjustment: -$10,892.

2004 WATERVIEW RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 2,389 sqft Built 2020
Raw Value $454,040
Adjusted Value $385,248

Adjusted -$78,846 for 333 sqft less living space and +$10,054 for being newer. Net adjustment: -$68,792.

2000 WATERVIEW RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 2,464 sqft Built 2020
Raw Value $477,159
Adjusted Value $390,609

Adjusted -$96,604 for 408 sqft less living space and +$10,054 for being newer. Net adjustment: -$86,550.

The Neighborhood

This home is valued 22.4% above the I448514C - Oaks of San Gabriel median of $483,914. With 872 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 5.1% over the past year.

I448514C - Oaks of San Gabriel

above average
872 Properties
$483,914 Median Value
+5.1% YoY Change
1% Have Pool
100% Have Garage
This Home
$592,223
Median
$483,914

This home is +22.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $14,457 across all districts. With a homestead exemption claimed, that drops to $12,613 — saving $1,844 per year. That's $1,051 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$7,337
West Williamson County MUD #1MUD0.7140%$4,228
Williamson CountyCounty0.3694%$2,188
Williamson County ESD #4 - Liberty HillESD0.0745%$441
Williamson County FM/RdCounty0.0443%$263
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4412%$14,457

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $447,996 would pay approximately $2,796 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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