512 WATERWAY AVE, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $245,251 and $337,611, with a best estimate of $262,918. That places the property below the H415421C - COTTONWOOD CREEK median of $345,428, in a neighborhood that appreciated 95.9% over the past year.
Estimated Value Range
$262,918
$289,666
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H415421C - COTTONWOOD CREEK, this home's estimated market value is between $245,251 and $337,611. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$26,006 for 132 sqft less living space. Net adjustment: -$26,006.
Adjusted -$80,185 for 407 sqft less living space. Net adjustment: -$80,185.
Adjusted -$96,341 for 489 sqft less living space. Net adjustment: -$96,341.
Adjusted -$62,454 for 317 sqft less living space. Net adjustment: -$62,454.
Adjusted -$82,155 for 417 sqft less living space. Net adjustment: -$82,155.
The Neighborhood
This home is valued 16.1% below the H415421C - COTTONWOOD CREEK median of $345,428. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 95.9% over the past year.
H415421C - COTTONWOOD CREEK
below averageThis home is -16.1% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,265 across all districts. With a homestead exemption claimed, that drops to $4,524 — saving $1,741 per year. That's $377 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,491 |
| Hutto | City | 0.3859% | $1,118 |
| Williamson County | County | 0.3694% | $1,070 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $290 |
| Williamson County FM/Rd | County | 0.0443% | $128 |
| EWC Higher Ed Center | special | 0.0409% | $118 |
| Lower Brushy Creek WCID | Water | 0.0169% | $49 |
| Cottonwood Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,265 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $262,918 would pay approximately $1,641 per month (principal and interest only, excluding taxes and insurance).