312 GEMSBOK RD, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $245,836 and $284,013, with a best estimate of $272,274. That places the property below the H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON median of $334,097, in a neighborhood that appreciated 3.0% over the past year.
Estimated Value Range
$272,274
$272,274
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON, this home's estimated market value is between $245,836 and $284,013. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$35,715 for 108 sqft less living space and +$10,187 for being newer. Net adjustment: -$25,528.
Adjusted -$2,315 for 7 sqft less living space and +$10,187 for being newer. Net adjustment: +$7,872.
Adjusted +$10,187 for being newer. Net adjustment: +$10,187.
This comparable closely matches the subject property's features.
Adjusted -$35,715 for 108 sqft less living space. Net adjustment: -$35,715.
The Neighborhood
This home is valued 18.5% below the H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON median of $334,097. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 3.0% over the past year.
H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON
below averageThis home is -18.5% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,889 across all districts. With a homestead exemption claimed, that drops to $4,151 — saving $1,738 per year. That's $346 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,281 |
| Hutto | City | 0.3859% | $1,051 |
| Williamson County | County | 0.3694% | $1,006 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $272 |
| Williamson County FM/Rd | County | 0.0443% | $121 |
| EWC Higher Ed Center | special | 0.0409% | $111 |
| Upper Brushy Creek WCID | Water | 0.0170% | $46 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $5,889 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $272,274 would pay approximately $1,700 per month (principal and interest only, excluding taxes and insurance).