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401 W 2ND ST, GEORGETOWN, TX 78626

GEORGETOWN, 78626 — williamson County

2 bed1 bath896 sqftBuilt 1930

Property at a Glance

This home is estimated between $163,435 and $415,292, with a best estimate of $289,977. That places the property below the G601475I - South San Gabriel Urban Renewal median of $359,246, in a neighborhood that declined 11.5% over the past year.

Estimated Value Range

$163,435 $415,292
Best Estimate
$289,977
WCAD Value
$344,779
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in G601475I - South San Gabriel Urban Renewal. The estimated range of $163,435 and $415,292 should be treated as a rough guide.

Comparable Properties (5)

2 bed 1 bath 1,079 sqft Built 1955
Raw Value $364,165
Adjusted Value $289,977

Adjusted -$57,543 for 183 sqft less living space and -$16,645 for being older. Net adjustment: -$74,188.

2 bed 1 bath 912 sqft Built 1975
Raw Value $450,283
Adjusted Value $415,292

Adjusted -$5,031 for 16 sqft less living space and -$29,960 for being older. Net adjustment: -$34,991.

2 bed 1 bath 1,446 sqft Built 1965
Raw Value $477,827
Adjusted Value $281,581

Adjusted -$172,944 for 550 sqft less living space and -$23,302 for being older. Net adjustment: -$196,246.

3 bed 2 bath 1,248 sqft Built 1961
Raw Value $294,758
Adjusted Value $163,435

Adjusted -$110,684 for 352 sqft less living space and -$20,639 for being older. Net adjustment: -$131,323.

2 bed 1 bath 1,325 sqft Built 1973
Raw Value $493,491
Adjusted Value $323,731

Adjusted -$134,896 for 429 sqft less living space and -$28,629 for being older and -$6,235 for no pool. Net adjustment: -$169,760.

The Neighborhood

This home is valued 4.0% below the G601475I - South San Gabriel Urban Renewal median of $359,246. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 11.5% over the past year.

G601475I - South San Gabriel Urban Renewal

typical
176 Properties
$359,246 Median Value
-11.5% YoY Change
0% Have Pool
27% Have Garage
This Home
$344,779
Median
$359,246

This home is -4.0% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,266 across all districts. With a homestead exemption claimed, that drops to $4,671 — saving $1,595 per year. That's $389 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,622
Williamson CountyCounty0.3694%$1,274
GeorgetownCity0.3530%$1,217
Williamson County FM/RdCounty0.0443%$153
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$6,266

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $289,977 would pay approximately $1,810 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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