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109 SAN MATEO TER, CEDAR PARK, TX 78613

CEDAR PARK, 78613 — williamson County

4 bed2 bath2,211 sqftBuilt 1997

Property at a Glance

This home is estimated between $477,586 and $657,231, with a best estimate of $543,463. That places the property above the L369599E - Emarald Oaks median of $467,144, in a neighborhood that declined 13.6% over the past year.

Estimated Value Range

$477,586 $657,231
Best Estimate
$543,463
WCAD Value
$459,208
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in L369599E - Emarald Oaks, this home's estimated market value is between $477,586 and $657,231. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

102 SAN MATEO TERRACE, CEDAR PARK, TX 78613
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,645 sqft Built 2000
Raw Value $511,274
Adjusted Value $635,667

Adjusted +$129,978 for 566 sqft more living space and -$5,585 for being older. Net adjustment: +$124,393.

105 SAN MATEO TERRACE, CEDAR PARK, TX 78613
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,567 sqft Built 2000
Raw Value $514,926
Adjusted Value $657,231

Adjusted +$147,890 for 644 sqft more living space and -$5,585 for being older. Net adjustment: +$142,305.

100 SAN MATEO TERRACE, CEDAR PARK, TX 78613
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,021 sqft Built 2000
Raw Value $439,539
Adjusted Value $477,586

Adjusted +$43,632 for 190 sqft more living space and -$5,585 for being older. Net adjustment: +$38,047.

108 SAN MATEO TERRACE, CEDAR PARK, TX 78613
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,697 sqft Built 1998
Raw Value $412,444
Adjusted Value $526,621

Adjusted +$118,036 for 514 sqft more living space and -$1,862 for being older and -$1,997 for no pool. Net adjustment: +$114,177.

113 SAN MATEO TERRACE, CEDAR PARK, TX 78613
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,508 sqft Built 1997
Raw Value $382,024
Adjusted Value $543,463

Adjusted +$161,439 for 703 sqft more living space. Net adjustment: +$161,439.

The Neighborhood

This home is valued 1.7% below the L369599E - Emarald Oaks median of $467,144. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 13.6% over the past year.

L369599E - Emarald Oaks

typical
373 Properties
$467,144 Median Value
-13.6% YoY Change
2% Have Pool
99% Have Garage
This Home
$459,208
Median
$467,144

This home is -1.7% below the subdivision median.

Tax Analysis

The estimated annual property tax is $9,097 across all districts. With a homestead exemption claimed, that drops to $7,473 — saving $1,624 per year. That's $623 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Leander ISDSchool1.0869%$4,991
Williamson CountyCounty0.3694%$1,697
Cedar ParkCity0.3600%$1,653
Austin Community Collegespecial0.1034%$475
Williamson County FM/RdCounty0.0443%$204
Upper Brushy Creek WCIDWater0.0170%$78
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.9811%$9,097

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $543,463 would pay approximately $3,392 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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