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407 RIO GRANDE AVE, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath2,328 sqftBuilt 2002

Property at a Glance

This home is estimated between $486,605 and $570,597, with a best estimate of $548,130. That places the property above the H201502F - River Crossing Phase 1 median of $446,561, in a neighborhood that appreciated 8.2% over the past year.

Estimated Value Range

$486,605 $570,597
Best Estimate
$548,130
WCAD Value
$644,445
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H201502F - River Crossing Phase 1, this home's estimated market value is between $486,605 and $570,597. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

309 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,721 sqft Built 2000
Raw Value $396,478
Adjusted Value $548,130

Adjusted +$133,520 for 607 sqft more living space and +$18,132 for being newer. Net adjustment: +$151,652.

416 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,987 sqft Built 2002
Raw Value $411,596
Adjusted Value $486,605

Adjusted +$75,009 for 341 sqft more living space. Net adjustment: +$75,009.

315 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,857 sqft Built 2000
Raw Value $448,860
Adjusted Value $570,597

Adjusted +$103,605 for 471 sqft more living space and +$18,132 for being newer. Net adjustment: +$121,737.

403 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,994 sqft Built 2002
Raw Value $445,438
Adjusted Value $518,907

Adjusted +$73,469 for 334 sqft more living space. Net adjustment: +$73,469.

308 RIO GRANDE AVE, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,514 sqft Built 2000
Raw Value $371,774
Adjusted Value $568,959

Adjusted +$179,053 for 814 sqft more living space and +$18,132 for being newer. Net adjustment: +$197,185.

The Neighborhood

This home is valued 44.3% above the H201502F - River Crossing Phase 1 median of $446,561. With 152 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 8.2% over the past year.

H201502F - River Crossing Phase 1

above average
152 Properties
$446,561 Median Value
+8.2% YoY Change
3% Have Pool
99% Have Garage
This Home
$644,445
Median
$446,561

This home is +44.3% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,472 across all districts. With a homestead exemption claimed, that drops to $7,686 — saving $1,786 per year. That's $641 per month a buyer should budget. The assessed value increased +12.3% vs the subdivision average of +8.2%. This above-average increase gives a protest opportunity score of 51 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$6,425
Williamson CountyCounty0.3694%$1,969
Williamson County ESD #3 - HuttoESD0.1000%$533
Williamson County FM/RdCounty0.0443%$236
EWC Higher Ed Centerspecial0.0409%$218
Lower Brushy Creek WCIDWater0.0169%$90
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$9,472
51 / 100

Moderate opportunity to protest.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $548,130 would pay approximately $3,421 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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