405 MOSSY ROCK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $185,971 and $357,940, with a best estimate of $220,774. That places the property below the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$220,774
$353,888
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $185,971 and $357,940. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$5,251 for being newer. Net adjustment: +$5,251.
Adjusted +$4,703 for 25 sqft more living space. Net adjustment: +$4,703.
Adjusted -$117,583 for 625 sqft less living space and +$1,750 for being newer. Net adjustment: -$115,833.
Adjusted -$67,728 for 360 sqft less living space and +$3,501 for being newer. Net adjustment: -$64,227.
Adjusted -$117,583 for 625 sqft less living space and +$1,750 for being newer. Net adjustment: -$115,833.
The Neighborhood
This home is valued 12.8% above the H401403G - Creek Bend median of $313,646. With 479 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is +12.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,654 across all districts. With a homestead exemption claimed, that drops to $5,901 — saving $1,753 per year. That's $492 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,265 |
| Hutto | City | 0.3859% | $1,366 |
| Williamson County | County | 0.3694% | $1,307 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $354 |
| Williamson County FM/Rd | County | 0.0443% | $157 |
| EWC Higher Ed Center | special | 0.0409% | $145 |
| Lower Brushy Creek WCID | Water | 0.0169% | $60 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,654 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $220,774 would pay approximately $1,378 per month (principal and interest only, excluding taxes and insurance).