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405 HOUSTON LOOP, LIBERTY HILL, TX 78642

LIBERTY HILL, 78642 — williamson County

4 bed3 bath2,987 sqftBuilt 2020

Property at a Glance

This home is estimated between $756,213 and $913,031, with a best estimate of $844,249. That places the property below the I122617A - Hidden Oak Estates/River oaks median of $900,978, in a neighborhood that declined 1.1% over the past year.

Estimated Value Range

$756,213 $913,031
Best Estimate
$844,249
WCAD Value
$818,079
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in I122617A - Hidden Oak Estates/River oaks. The estimated range of $756,213 and $913,031 should be treated as a rough guide.

Comparable Properties (5)

4 bed 3 bath 2,766 sqft Built 2021
Raw Value $798,434
Adjusted Value $844,249

Adjusted +$59,722 for 221 sqft more living space and -$13,907 for being older. Net adjustment: +$45,815.

3 bed 2 bath 2,570 sqft Built 2021
Raw Value $814,250
Adjusted Value $913,031

Adjusted +$112,688 for 417 sqft more living space and -$13,907 for being older. Net adjustment: +$98,781.

4 bed 3 bath 1,910 sqft Built 2025
Raw Value $534,702
Adjusted Value $756,213

Adjusted +$291,044 for 1,077 sqft more living space and -$69,533 for being older. Net adjustment: +$221,511.

3 bed 2 bath 2,380 sqft Built 2022
Raw Value $717,378
Adjusted Value $853,598

Adjusted +$164,033 for 607 sqft more living space and -$27,813 for being older. Net adjustment: +$136,220.

5 bed 3 bath 1,672 sqft Built 2023
Raw Value $497,808
Adjusted Value $811,449

Adjusted +$355,361 for 1,315 sqft more living space and -$41,720 for being older. Net adjustment: +$313,641.

The Neighborhood

This home is valued 9.2% below the I122617A - Hidden Oak Estates/River oaks median of $900,978. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 1.1% over the past year.

I122617A - Hidden Oak Estates/River oaks

typical
202 Properties
$900,978 Median Value
-1.1% YoY Change
1% Have Pool
100% Have Garage
This Home
$818,079
Median
$900,978

This home is -9.2% below the subdivision median.

Tax Analysis

The estimated annual property tax is $17,647 across all districts. With a homestead exemption claimed, that drops to $15,762 — saving $1,885 per year. That's $1,314 per month a buyer should budget. The assessed value increased +5.3% vs the subdivision average of -1.1%. This above-average increase gives a protest opportunity score of 47 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$10,135
North San Gabriel MUD #2MUD0.4300%$3,518
Williamson CountyCounty0.3694%$3,022
Williamson County ESD #4 - Liberty HillESD0.0745%$609
Williamson County FM/RdCounty0.0443%$363
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1572%$17,647
47 / 100

Moderate opportunity to protest.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $844,249 would pay approximately $5,270 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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