313 PHILLIPS ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $181,653 and $267,586, with a best estimate of $218,001. That places the property below the H106403G - HUTTOPARKE - LENNAR median of $290,936, in a neighborhood that declined 8.2% over the past year.
Estimated Value Range
$218,001
$246,580
Based on 5 comparable properties(3 in the same subdivision)
Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $181,653 and $267,586. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$5,040 for 28 sqft more living space and -$9,323 for being older. Net adjustment: -$4,283.
Adjusted -$19,079 for 106 sqft less living space and -$4,662 for being older. Net adjustment: -$23,741.
Adjusted -$101,333 for 563 sqft less living space and -$13,985 for being older. Net adjustment: -$115,318.
Adjusted -$98,273 for 546 sqft less living space and -$4,662 for being older. Net adjustment: -$102,935.
Adjusted -$51,477 for 286 sqft less living space and -$9,323 for being older. Net adjustment: -$60,800.
The Neighborhood
This home is valued 15.2% below the H106403G - HUTTOPARKE - LENNAR median of $290,936. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 8.2% over the past year.
H106403G - HUTTOPARKE - LENNAR
below averageThis home is -15.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,333 across all districts. With a homestead exemption claimed, that drops to $3,600 — saving $1,733 per year. That's $300 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $2,972 |
| Hutto | City | 0.3859% | $952 |
| Williamson County | County | 0.3694% | $911 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $247 |
| Williamson County FM/Rd | County | 0.0443% | $109 |
| EWC Higher Ed Center | special | 0.0409% | $101 |
| Upper Brushy Creek WCID | Water | 0.0170% | $42 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $5,333 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $218,001 would pay approximately $1,361 per month (principal and interest only, excluding taxes and insurance).