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3705 TOP ROCK LN, ROUND ROCK, TX 78681

ROUND ROCK, 78681 — williamson County

3 bed2 bath977 sqftBuilt 1999

Property at a Glance

This home is estimated between $178,269 and $401,991, with a best estimate of $225,672. That places the property below the R107503F - PRESERVE AT STONE OAK - PH 3 & 4 median of $368,194, in a neighborhood that declined 10.9% over the past year.

Estimated Value Range

$178,269 $401,991
Best Estimate
$225,672
WCAD Value
$352,402
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in R107503F - PRESERVE AT STONE OAK - PH 3 & 4, this home's estimated market value is between $178,269 and $401,991. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

3734 TOP ROCK LN, ROUND ROCK, TX 78681
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,236 sqft Built 1996
Raw Value $282,599
Adjusted Value $225,672

Adjusted -$52,725 for 259 sqft less living space and -$4,202 for being older. Net adjustment: -$56,927.

3771 TOP ROCK LN, ROUND ROCK, TX 78681
0.00 mi 100% similar Same subdivision
3 bed 2 bath 730 sqft Built 1999
Raw Value $351,708
Adjusted Value $401,991

Adjusted +$50,283 for 247 sqft more living space. Net adjustment: +$50,283.

3768 TOP ROCK LN, ROUND ROCK, TX 78681
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,540 sqft Built 1999
Raw Value $297,501
Adjusted Value $182,889

Adjusted -$114,612 for 563 sqft less living space. Net adjustment: -$114,612.

3815 TOP ROCK LN, ROUND ROCK, TX 78681
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,559 sqft Built 1999
Raw Value $296,749
Adjusted Value $178,269

Adjusted -$118,480 for 582 sqft less living space. Net adjustment: -$118,480.

3744 TOP ROCK LN, ROUND ROCK, TX 78681
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,192 sqft Built 1996
Raw Value $413,810
Adjusted Value $365,840

Adjusted -$43,768 for 215 sqft less living space and -$4,202 for being older. Net adjustment: -$47,970.

The Neighborhood

This home is valued 4.3% below the R107503F - PRESERVE AT STONE OAK - PH 3 & 4 median of $368,194. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 10.9% over the past year.

R107503F - PRESERVE AT STONE OAK - PH 3 & 4

typical
1,045 Properties
$368,194 Median Value
-10.9% YoY Change
1% Have Pool
99% Have Garage
This Home
$352,402
Median
$368,194

This home is -4.3% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,341 across all districts. With a homestead exemption claimed, that drops to $5,025 — saving $1,316 per year. That's $419 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Round Rock ISDSchool0.8931%$3,147
Round RockCity0.3720%$1,311
Williamson CountyCounty0.3694%$1,302
Austin Community Collegespecial0.1034%$364
Williamson County FM/RdCounty0.0443%$156
Upper Brushy Creek WCIDWater0.0170%$60
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7993%$6,341

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $225,672 would pay approximately $1,409 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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