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306 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath1,603 sqftBuilt 1997

Property at a Glance

This home is estimated between $307,906 and $706,514, with a best estimate of $603,632. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$307,906 $706,514
Best Estimate
$603,632
WCAD Value
$578,463
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $307,906 and $706,514. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

304 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,573 sqft Built 1996
Raw Value $590,812
Adjusted Value $603,632

Adjusted +$8,096 for 30 sqft more living space and +$4,724 for being newer. Net adjustment: +$12,820.

308 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 2 bath 1,834 sqft Built 1997
Raw Value $684,769
Adjusted Value $622,431

Adjusted -$62,338 for 231 sqft less living space. Net adjustment: -$62,338.

307 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 2,067 sqft Built 1995
Raw Value $423,675
Adjusted Value $307,906

Adjusted -$125,216 for 464 sqft less living space and +$9,447 for being newer. Net adjustment: -$115,769.

400 RIVER DOWN RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 2 bath 1,273 sqft Built 1998
Raw Value $622,184
Adjusted Value $706,514

Adjusted +$89,054 for 330 sqft more living space and -$4,724 for being older. Net adjustment: +$84,330.

302 RIVER DOWN RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
4 bed 2 bath 1,928 sqft Built 1997
Raw Value $601,170
Adjusted Value $513,465

Adjusted -$87,705 for 325 sqft less living space. Net adjustment: -$87,705.

The Neighborhood

This home is valued 16.3% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

above average
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$578,463
Median
$497,470

This home is +16.3% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,513 across all districts. With a homestead exemption claimed, that drops to $8,833 — saving $1,680 per year. That's $736 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,077
Williamson CountyCounty0.3694%$2,137
GeorgetownCity0.3530%$2,042
Williamson County FM/RdCounty0.0443%$256
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$10,513

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $603,632 would pay approximately $3,768 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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