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1020 Highway 195, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed2 bath2,502 sqftBuilt 1993

Property at a Glance

This home is estimated between $289,555 and $1,008,233, with a best estimate of $329,155. That places the property below the G105M50E - Georgetown I.S.D. Abstracts median of $759,689, in a neighborhood that appreciated 5.5% over the past year.

Estimated Value Range

$289,555 $1,008,233
Best Estimate
$329,155
WCAD Value
$431,246
Medium Confidence

Based on 5 comparable properties(3 in the same subdivision)

Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $289,555 and $1,008,233. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

750 SH 195, GEORGETOWN, TX 78633
0.26 mi 100% similar Same subdivision
3 bed 2 bath 2,847 sqft Built 1980
Raw Value $1,051,675
Adjusted Value $1,008,233

Adjusted -$120,104 for 345 sqft less living space and +$76,662 for being newer. Net adjustment: -$43,442.

650 Highway 195, GEORGETOWN, TX 78633
0.36 mi 100% similar Same subdivision
3 bed 2 bath 2,646 sqft Built 1976
Raw Value $279,035
Adjusted Value $329,155

Adjusted -$50,130 for 144 sqft less living space and +$100,250 for being newer. Net adjustment: +$50,120.

4801 IH 35 N, GEORGETOWN, TX 78633
0.43 mi 93% similar Same subdivision
3 bed 2 bath 1,633 sqft Built 1978
Raw Value $291,925
Adjusted Value $682,905

Adjusted +$302,524 for 869 sqft more living space and +$88,456 for being newer. Net adjustment: +$390,980.

3 bed 2 bath 2,480 sqft Built 2016
Raw Value $417,529
Adjusted Value $289,555

Adjusted +$7,659 for 22 sqft more living space and -$135,633 for being older. Net adjustment: -$127,974.

3 bed 2 bath 2,479 sqft Built 2016
Raw Value $428,891
Adjusted Value $301,265

Adjusted +$8,007 for 23 sqft more living space and -$135,633 for being older. Net adjustment: -$127,626.

The Neighborhood

This home is valued 43.2% below the G105M50E - Georgetown I.S.D. Abstracts median of $759,689. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.5% over the past year.

G105M50E - Georgetown I.S.D. Abstracts

below average
521 Properties
$759,689 Median Value
+5.5% YoY Change
3% Have Pool
37% Have Garage
This Home
$431,246
Median
$759,689

This home is -43.2% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,235 across all districts. With a homestead exemption claimed, that drops to $4,640 — saving $1,595 per year. That's $387 per month a buyer should budget. The assessed value increased +50.9% vs the subdivision average of +5.5%. This above-average increase gives a protest opportunity score of 100 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,604
Williamson CountyCounty0.3694%$1,267
GeorgetownCity0.3530%$1,211
Williamson County FM/RdCounty0.0443%$152
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$6,235
100 / 100

There may be a strong case to protest this appraisal.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $329,155 would pay approximately $2,055 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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