408 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $324,885 and $384,472, with a best estimate of $347,099. That places the property below the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$347,099
$408,550
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $324,885 and $384,472. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$76,821 for 426 sqft less living space and -$3,480 for being older. Net adjustment: -$80,301.
Adjusted -$77,543 for 430 sqft less living space. Net adjustment: -$77,543.
Adjusted -$77,543 for 430 sqft less living space. Net adjustment: -$77,543.
Adjusted -$71,772 for 398 sqft less living space and -$3,480 for being older. Net adjustment: -$75,252.
Adjusted -$58,608 for 325 sqft less living space. Net adjustment: -$58,608.
The Neighborhood
This home is valued 4.0% above the H120406G - EMORY FARMS median of $392,662. With 329 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
typicalThis home is +4.0% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,836 across all districts. With a homestead exemption claimed, that drops to $7,073 — saving $1,763 per year. That's $589 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,924 |
| Hutto | City | 0.3859% | $1,577 |
| Williamson County | County | 0.3694% | $1,509 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $409 |
| Williamson County FM/Rd | County | 0.0443% | $181 |
| EWC Higher Ed Center | special | 0.0409% | $167 |
| Upper Brushy Creek WCID | Water | 0.0170% | $69 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,836 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $347,099 would pay approximately $2,167 per month (principal and interest only, excluding taxes and insurance).