404 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $360,309 and $517,232, with a best estimate of $370,845. That places the property below the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$370,845
$355,024
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $360,309 and $517,232. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$9,918 for 55 sqft more living space and -$3,480 for being older. Net adjustment: +$6,438.
Adjusted +$88,002 for 488 sqft more living space and -$6,960 for being older. Net adjustment: +$81,042.
Adjusted +$27,951 for 155 sqft more living space. Net adjustment: +$27,951.
Adjusted +$15,509 for 86 sqft more living space and -$3,480 for being older. Net adjustment: +$12,029.
Adjusted +$7,754 for 43 sqft more living space and -$3,480 for being older. Net adjustment: +$4,274.
The Neighborhood
This home is valued 9.6% below the H120406G - EMORY FARMS median of $392,662. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
typicalThis home is -9.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,678 across all districts. With a homestead exemption claimed, that drops to $5,926 — saving $1,752 per year. That's $494 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,279 |
| Hutto | City | 0.3859% | $1,370 |
| Williamson County | County | 0.3694% | $1,312 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $355 |
| Williamson County FM/Rd | County | 0.0443% | $157 |
| EWC Higher Ed Center | special | 0.0409% | $145 |
| Upper Brushy Creek WCID | Water | 0.0170% | $60 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,678 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $370,845 would pay approximately $2,315 per month (principal and interest only, excluding taxes and insurance).