412 GEMSBOK RD, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $281,551 and $319,728, with a best estimate of $307,989. That places the property below the H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON median of $334,097, in a neighborhood that appreciated 3.0% over the past year.
Estimated Value Range
$307,989
$281,551
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON, this home's estimated market value is between $281,551 and $319,728. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$10,187 for being newer. Net adjustment: +$10,187.
Adjusted +$33,400 for 101 sqft more living space and +$10,187 for being newer. Net adjustment: +$43,587.
Adjusted +$35,715 for 108 sqft more living space and +$10,187 for being newer. Net adjustment: +$45,902.
Adjusted +$35,715 for 108 sqft more living space. Net adjustment: +$35,715.
This comparable closely matches the subject property's features.
The Neighborhood
This home is valued 15.7% below the H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON median of $334,097. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 3.0% over the past year.
H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON
below averageThis home is -15.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,089 across all districts. With a homestead exemption claimed, that drops to $4,350 — saving $1,739 per year. That's $363 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,393 |
| Hutto | City | 0.3859% | $1,087 |
| Williamson County | County | 0.3694% | $1,040 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $282 |
| Williamson County FM/Rd | County | 0.0443% | $125 |
| EWC Higher Ed Center | special | 0.0409% | $115 |
| Upper Brushy Creek WCID | Water | 0.0170% | $48 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,089 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $307,989 would pay approximately $1,922 per month (principal and interest only, excluding taxes and insurance).