103 FINLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $388,086 and $501,811, with a best estimate of $428,792. That places the property above the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.
Estimated Value Range
$428,792
$388,804
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $388,086 and $501,811. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$11,001 for 55 sqft less living space. Net adjustment: -$11,001.
Adjusted +$74,805 for 374 sqft more living space. Net adjustment: +$74,805.
Adjusted +$66,405 for 332 sqft more living space and +$9,784 for being newer. Net adjustment: +$76,189.
Adjusted -$11,201 for 56 sqft less living space and +$9,784 for being newer. Net adjustment: -$1,417.
Adjusted +$62,004 for 310 sqft more living space and +$9,784 for being newer. Net adjustment: +$71,788.
The Neighborhood
This home is valued 6.2% below the H108318D - Hutto Square Sec 5A median of $414,551. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.0% over the past year.
H108318D - Hutto Square Sec 5A
typicalThis home is -6.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,409 across all districts. With a homestead exemption claimed, that drops to $6,650 — saving $1,759 per year. That's $554 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,686 |
| Hutto | City | 0.3859% | $1,501 |
| Williamson County | County | 0.3694% | $1,436 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $389 |
| Williamson County FM/Rd | County | 0.0443% | $172 |
| EWC Higher Ed Center | special | 0.0409% | $159 |
| Upper Brushy Creek WCID | Water | 0.0170% | $66 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,409 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $428,792 would pay approximately $2,677 per month (principal and interest only, excluding taxes and insurance).