103 ELM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $290,628 and $364,645, with a best estimate of $338,227. That places the property below the H315322C - Southgate median of $352,834, in a neighborhood that declined 3.8% over the past year.
Estimated Value Range
$338,227
$324,985
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H315322C - Southgate, this home's estimated market value is between $290,628 and $364,645. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$69,927 for 383 sqft less living space and -$19,313 for being older. Net adjustment: -$89,240.
Adjusted +$29,395 for 161 sqft more living space and -$19,313 for being older. Net adjustment: +$10,082.
Adjusted +$69,562 for 381 sqft more living space and -$9,656 for being older. Net adjustment: +$59,906.
Adjusted +$29,395 for 161 sqft more living space and -$19,313 for being older. Net adjustment: +$10,082.
Adjusted +$29,395 for 161 sqft more living space and -$28,969 for being older. Net adjustment: +$426.
The Neighborhood
This home is valued 7.9% below the H315322C - Southgate median of $352,834. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.8% over the past year.
H315322C - Southgate
typicalThis home is -7.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,029 across all districts. With a homestead exemption claimed, that drops to $5,281 — saving $1,748 per year. That's $440 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,917 |
| Hutto | City | 0.3859% | $1,254 |
| Williamson County | County | 0.3694% | $1,201 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $325 |
| Williamson County FM/Rd | County | 0.0443% | $144 |
| EWC Higher Ed Center | special | 0.0409% | $133 |
| Upper Brushy Creek WCID | Water | 0.0170% | $55 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,029 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $338,227 would pay approximately $2,111 per month (principal and interest only, excluding taxes and insurance).