416 WATERWAY AVE, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $269,601 and $365,687, with a best estimate of $280,766. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$280,766
$307,638
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $269,601 and $365,687. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
This comparable closely matches the subject property's features.
Adjusted +$2,117 for 10 sqft more living space and -$32,989 for being older. Net adjustment: -$30,872.
Adjusted -$51,018 for 241 sqft less living space. Net adjustment: -$51,018.
Adjusted -$44,455 for 210 sqft less living space. Net adjustment: -$44,455.
Adjusted -$78,538 for 371 sqft less living space. Net adjustment: -$78,538.
The Neighborhood
This home is valued 19.0% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
below averageThis home is -19.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,653 across all districts. With a homestead exemption claimed, that drops to $4,909 — saving $1,744 per year. That's $409 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,708 |
| Hutto | City | 0.3859% | $1,187 |
| Williamson County | County | 0.3694% | $1,137 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $308 |
| Williamson County FM/Rd | County | 0.0443% | $136 |
| EWC Higher Ed Center | special | 0.0409% | $126 |
| Lower Brushy Creek WCID | Water | 0.0169% | $52 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,653 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $280,766 would pay approximately $1,753 per month (principal and interest only, excluding taxes and insurance).